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Easy Ways To Go Green, First National Bank

Easy Ways To Go Green

Save time and money, simplify your life and help the environment with these simple suggestions.  Start making your impact today.

Better Homes & Gardens: www.bhg.com/bhg/files/livinggreen/bhg_living_green/index.html

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1. Bank Online - Online Banking, BillPay and Paperless Statements

First National Bank offers Online Banking, BillPay and Paperless Statements for FREE! Not only will you save time and money with online services, you'll help the environment. If every U.S. household stopped receiving paper bills and statements, 687,000 tons of paper would be saved every year, enough to circle the Earth 239 times. Sign up today!

Personal Benefits:

  • Free Up Space. Store up to 7 years of statement information online and simply print your statement whenever you need it.

    The average household receives approximately 19 bills and statements and makes approximately 7 payments in paper form monthly.

  • Save Time and Money. Make monthly payments with just a click – no checks, stamps or racing to the mailbox.

    The average consumer saves 2.5 minutes per bill when paying electronically instead of with a check.

    The cost of postage and check stock can add up to more than $100 per year; these costs can be saved by making payments electronically, instead of by paper check.

    Credit scores are significantly increased when a consumer receives payments by Direct Deposit and uses Direct Payment to pay recurring monthly bills and/or save and invest automatically.

  • Improve Security. Monitor your payment activity and history securely 24x7 with nothing to get lost or intercepted in the mail.

    Consumers receiving electronic bills and statements and making payments electronically can maintain tighter control over accounts. Nearly 85% of identity theft cases are due to "offline" transactions such as lost checkbooks and stolen bills, statements, and check payments.

Environmental Benefits:

You can make a difference!  By switching to electronic bills, statements, and payments, every year the average household can:

  • Save 6.6 pounds of paper
  • Save 0.079 trees
  • Avoid use of 4.5 gallons of gasoline to mail bills, statements, and payments
  • Avoid release of 63 gallons of wastewater into the environment
  • Avoid producing 171 pounds of greenhouse gas emissions; saving this amount of greenhouse gas emissions is the equivalent of:

    The emissions avoided by not driving 169 miles

    The emissions avoided by not consuming 8.8 gallons of gasoline

    Planting 2 tree seedlings and allowing them to grow for 10 years

    Preserving 24 square feet of forestland

Sign up today!

Take charge to make a difference.  Contact your utilities, television and phone companies and start receiving your bills and statements electronically. 

Javelin Strategy and Research: www.payitgreen.org/get-the-facts.html

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2. Use Your Check Card

Eliminate writing checks and use your First National Bank Visa® Check Card to make purchases and pay your bills. Check writing is the most commonly used payment method with 75% of households writing checks on a monthly basis. Using your First National Bank Visa® Check Card is a simple way to reduce paper!

Raddon Strategic Study Group, Spring 2008

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3. Change a Light Bulb

At home, replace your light bulbs with energy efficient bulbs. If every American home replaced just one light bulb with an Energy Star qualified bulb, it would save enough energy to light more than 3 million homes for a year, more than $600 million in annual energy costs, and prevent greenhouse gases equivalent to the emissions of more than 800,000 cars. Before you leave work, turn off your desk and office lights to help save energy.

www.energystar.gov/index.cfm?c=cfls.pr_cfls

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4. Bag It In a Reusable Shopping Bag

Each year, an estimated 500 billion to 1 trillion plastic bags are used worldwide. That amounts to over one million per minute. Billions end up as litter each year. When you go shopping, bring your own reusable bags. Most grocers offer the reusable bags for approximately $1.50. The reusable bags preserve resources by cutting down on the huge number of paper and plastic bags that are discarded after a single trip.

www.reusablebags.com/facts.php

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5. Adjust Fridge and Freezer Temps

Refrigerators eat up the most electricity in the household.  Maximize efficiency by keeping its temperature at 37° F. and the freezer at 0° F.

www.goodhousekeeping.com/home/green-living/ways-to-go-green

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6. Unplug Things That Glow

A screen saver is not an energy saver. According to the U.S. Department of Energy, 75% of all electricity consumed in the home is standby power used to keep electronics running when those TVs, DVRs, computers, monitors and stereos are "off." The average desktop computer, not including the monitor, consumes from 60 to 250 watts a day. Compared with a machine left on 24x7, a computer that is in use four hours a day and turned off the rest of the time would save you about $70 a year. The carbon impact would be even greater.; Shutting it off would reduce the machine's carbon emissions 83%, to just 63 kilograms a year.

www.time.com/time/specials/2007/environment

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7. Fix That Drip

A dripping faucet can waste up to 74 gallons of water a day. A running toilet could waste up to 200 gallons a day. Repairing the toilet alone could save you about $30 and 73,000 gallons of water a year.

www.bhg.com/bhg/files/livinggreen/bhg_living_green/index.html

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8. Do Full Loads

Whenever you wash just a few clothes or dishes at a time rather than waiting for a full load to accumulate, you're wasting water, power, and money. The average American family of four washes about 540 loads of laundry a year, which consumes up to 21,000 gallons of water, and more than 150 loads of dishes, using about 1,500 gallons. Most of the energy consumed goes toward heating the water – about 90% in the clothes washer and 80% in the dishwasher. Combining half-loads, choosing short cycles, and using cold or warm rather than hot water in the clothes washer racks up savings. If you were to wash two fewer loads of clothes and one fewer load of dishes a week you could save up to 4,500 gallons of water a year.

www.bhg.com/bhg/files/livinggreen/bhg_living_green/index.html

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9. Save on printing

Almost 40% of America's waste is paper and could be recycled, meaning fewer trees cut down. Making a ton of paper from recycled stock saves up to 17 trees and uses 50% less water than making paper from virgin fiber.

Recycle! Reuse old notebooks if they're not completely filled, print on both sides of the paper, and create a recycling bag just for paper. Not to mention, most print cartridges come in recycleable material and the cartridges themselves are able to be recycled; normally free of charge.

Source: http://www.destinationgreenit.com/wp-content/themes/dgit/pdf/hp-green-guide-to-printing.pdf

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10. Teach Your Kids To Be Green

Going green with your children is a great way to spend time together, have fun as a family, and develop habits in your children that will benefit the environment for years to come. Check out www.kidsbegreen.org to help your children go (and grow) green!

Also, give your kids the responsibility for your family's recycling and match whatever they make in deposits at the store. They'll learn about recycling and money at the same time.

www.goodhousekeeping.com/home/green-living/ways-to-go-green-4

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Online Banking, BillPay and Paperless Statements